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Are any Fresh york car insurance policies good?

Are any Fresh york car insurance policies good?There are several Fresh York can insurance policies that are good, but if you want the best coverage, you need to go with places such as Progressive and State Farm.

Can you cancel your car insurance policy?

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Response .
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You sure can cancel your insurance policy BUT you might not want to. In our state insurance is required to drive a car or truck and you can be fined and lose you drivers license if your caught driving without insurance. I would question the wisdom of cancelling your insurance

Is any licensed driver automatically covered by your insurance policy if the car they are driving has coverage Even if they are not listed as a driver on the policy?

Reaction .
Generally yes, but you have to check your policy for specific limitations..
Reaction .
Watch out however. In California at least, if a driver is not specifically listed on the insurance policy, the coverage drops to state minimums (15/30/Five in CA).

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Can you insure a fresh car that is titled in your name under your gf’s policy if you live together?

Reaction .
You may be able to announce that you are common law married and as long as both of you are listed as named insureds on the policy you can insure vehicles just as if you had said your I do’s for real.

If you are taken off your parents insurance policy along with your car does that drop all the points on the insurance that you’ve accrued on that policy in Fresh Jersey?

Response .
No, your points are not affected by the company, but by your driving record alone..
Reaction .
The claims history of that policy will remain. But the parents policy premium will decrease significantly if the risk is no longer covered on their policy.

Does Fresh York permit spouses to have separate auto insurance policies?

NY and Auto PoliciesYou can have separate policies, but most of the time, it is cheaper to be on the same policy. A NY Insurance Company will ask the question of being married, and if there are other licensed operators in the household, regardless of if they drive the car. It is always said that if there are others in the household that they do have access the the vehicle (last car in the driveway theory). If you commit fraud, you can be denied a claim.

In Fresh York state can the reposses your car if you have no insurance?

Reaction .
Im not from ny but in tn.,ohio and mich.they will for sure you see there collateral is in jeppordy and they have to pertect their interest..
Response .
Yes you must have insurance in NYS.The rates have skyrocketed so in alot of cases it costs more for ins. than your car payments.You can in NYS havea friend register the car in their name to get lower rates and pay the ins.for him.

If you have an insurance policy to drive any vehicle would you still be insured to drive a car that is not insured by the possessor?

Response .
The response is “it depends.” I know of no insurance companies that issue policies “to drive any vehicle” … automobile insurance, at least in the USA, is based on the car being driven. In that case, the insurance is actually on the automobile, not on the driver. Therefore, an uninsured car would not be insured regardless of the driver..
There may be exceptions, depending on the underwriter and the particular policy involved.

Will any homeowner Insurance policies cover a car that was stolen from the driveway?

Response .
No homeowner policy will cover a vehicle that was stolen. Insurance varies from state to state but generally you can buy comprehensive protection only which will cover theft.

How long do you have to add a fresh car to your insurance policy?

Response .
iS IT AN Extra VEHICLE OR A REPLACEMENT FOR THE ONE ON THE POLICY. tHIRTY DAYS IS THE NORM, BUT i WOULDN’T FIDDLE AROUND WITH TIME! iT ONLYTAKES A PHONE CALL TO YOUR aGENT. glad dAY!

How do you buy a fresh car and get insurance on it without having any current policies?

Response .
You open a phone book and get quotes from different companies and then purchase the one most appealing to you.

Can you register your car without insurance in fresh york?

Reaction .
NO it is illegal..
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The above response is incorrect. It depends on the state. Some states do not require insurance to register or drive a vehicle.

If my daughter does not own a car and is not listed on my insurance policy can she drive friends cars and does their insurance cover any accident she may have?

Reaction .
Subject to anyexclusionsin their policy, with permission she would likely be considered an insured driver, but many many exclusion, and one is that she isn’t a ‘regular” driver, without being rated on the policy of course.

Are any Fresh york car insurance policies good?

Are you automatically covered by your old car insurance policy when you buy a fresh car?

NO… You need to let the car insurance company know that you bought a fresh car.

Can you cancel car insurance policy?

Yes, either by contacting the insurer or the agent to cancel it, or by not paying the next premium when due. However, most states require auto insurance as a condition of registering the vehicle and renewing your driver’s license. Therefore, if you have no applicable coverage when you attempt to do either, problems will arise. Further, if you are involved in a collision that is your fault and do not have liability insurance, you may be personally liable for the other party(ies) damages. In turn, if you are sued for those damages and a judgment is entered against you, the Financial Responsibility Laws of most states dictate that your license will be suspended until payment of the damages is arranged. You are generally also required to obtain an SR-22 which is a type of high risk liability insurance and to maintain it for a stated period of time provided by statute.

Does fresh york have the Trio day fresh car comeback policy?

Fresh York is one of few states which does have a Trio days cooling offperiod for purchases for which you have signed a contract. Thisincludes the purchase of a fresh car.

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Do Car insurance claims effect any other policies you may have?

They may, your claims are usually reported to a central database and if they check, your rates could go up.

Where is the original text of the 165-line Fresh York standard insurance policy located?

Very first PAGE OF STANDARD FIRE POLICYNo. ………… [Space for injection of name of company or companies issuing the policy andother matter permitted to be stated at the head of the policy.] [Space for listing amounts of insurance, rates and premiums for the basiccoverages insured under the standard form of policy and for extracoverages or perils insured under endorsements affixed.] In Consideration of the Provisions and Stipulations herein or added heretoand of ……………………………………………… Dollars Premiumthis Company, ) ( at noon, Standard Time, for the term ) from the … day of …, Nineteen… ( at location of propertyof ………. ) to the … day of …., Nineteen…. ( involved, does insure …………………………………………………………. and legal representatives, TO THE LESSER AMOUNT OF EITHER: 1) THE ACTUAL CASH VALUE OF THE PROPERTY AT THE TIME OF THE LOSS, ORTwo) THE AMOUNT WHICH IT WOULD COST TO REPAIR OR Substitute THE PROPERTY WITHMATERIAL OF LIKE KIND AND QUALITY WITHIN A REASONABLE TIME AFTER SUCH LOSS, WITHOUT ALLOWANCE FOR ANY Enlargened COST OF REPAIR OR RECONSTRUCTION BYREASON OF ANY ORDINANCE OR LAW REGULATING CONSTRUCTION OR REPAIR, AND WITHOUTCOMPENSATION FOR LOSS RESULTING FROM INTERRUPTION OF BUSINESS OR MANUFACTURE, ORTrio) TO AN AMOUNT NOT EXCEEDING …….. DOLLARS, BUT IN ANY EVENT FOR NO MORETHAN THE INTEREST OF THE INSURED, AGAINST ALL DIRECT LOSS BY FIRE, LIGHTNINGAND BY REMOVAL FROM PREMISES ENDANGERED BY THE PERILS INSURED AGAINST IN THISPOLICY, EXCEPT AS HEREINAFTER PROVIDED, to the property described hereinafterwhile located or contained as described in this policy, or pro rata for fivedays at each decent place to which any of the property shall necessarily beeliminated for preservation from the perils insured against in this policy, butnot elsewhere. Assignment of this policy shall not be valid except with the written consentof this Company. This policy is made and accepted subject to the foregoing provisions andstipulations and those hereinafter stated, which are hereby made a part ofthis policy, together with such other provisions, stipulations and agreementsas may be added hereto, as provided in this policy. In Witness Whereof, this Company has executed and attested these presents; butthis policy shall not be validunless countersigned by the duly authorized Agent of this Company at ………. ……………………………………………………………………. Secretary. President. Countersigned this ….. day of ………., Nineteen…. ……………………… AGENT. 2nd PAGE OF STANDARD FIRE POLICY1Concealment , This entire policy shall be void if, whetherTwofraud . before or after a loss, the insured has wil- Triofully concealed or misrepresented any ma- Fourterial fact or circumstance concerning this insurance or theFivesubject thereof, or the interest of the insured therein, or in case6of any fraud or false swearing by the insured relating thereto. 7UninsurableThis policy shall not cover accounts, bills, 8andcurrency, deeds, evidences of debt, money or9excepted property . securities; nor, unless specifically namedTenhereon in writing, bullion or manuscripts. 11Perils notThis Company shall not be liable for loss by12included. fire or other perils insured against in this13policy caused, directly or indirectly, by: (a) 14enemy attack by armed compels, including activity taken by mili- 15tary, naval or air compels in resisting an actual or an instantly16forthcoming enemy attack; (b) invasion; (c) insurrection; (d) 17rebellion; (e) revolution; (f) civil war; (g) usurped power; (h) Legitimateorder of any civil authority except acts of destruction at the timeNineteenof and for the purpose of preventing the spread of fire, provided20that such fire did not originate from any of the perils excluded21by this policy; (i) neglect of the insured to use all reasonable22means to save and preserve the property at and after a loss, or23when the property is endangered by fire in neighboring prem- 24ises; (j) nor shall this Company be liable for loss by theft. 25Other Insurance . Other insurance may be prohibited or the26amount of insurance may be limited by en- 27dorsement linked hereto. 28Conditions suspending or restricting insurance. Unless other- 29wise provided in writing added hereto this Company shall not30be liable for loss occurring31 (a) while the hazard is enhanced by any means within the con- 32trol or skill of the insured; or33 (b) while a described building, whether intended for occupancy34by possessor or tenant, is vacant or unoccupied beyond a period of35sixty consecutive days; or36 (c) as a result of explosion or riot, unless fire ensue, and in37that event for loss by fire only. 38Other perilsAny other peril to be insured against or sub- 39or subjects . ject of insurance to be covered in this policy40shall be by endorsement in writing hereon or41added hereto. 42Added provisions . The extent of the application of insurance43under this policy and of the contribution to44be made by this Company in case of loss, and any other pro- 45vision or agreement not inconsistent with the provisions of this46policy, may be provided for in writing added hereto, but no pro- 47vision may be waived except such as by the terms of this policy48is subject to switch. 49WaiverNo permission affecting this insurance shall50provisions . exist, or waiver of any provision be valid, 51unless granted herein or voiced in writing52added hereto. No provision, stipulation or forfeiture shall be53held to be waived by any requirement or proceeding on the part54of this Company relating to appraisal or to any examination55provided for herein. 56CancellationThis policy shall be cancelled at any time57of policy . at the request of the insured, in which case58this Company shall, upon request and sur- 59render of this policy, refund the excess of paid premium above60the customary brief rates for the expired time. This pol- 61icy may be cancelled at any time by this Company by providing62to the insured a five days’ written notice of cancellation with63or without tender of the excess of paid premium above the pro64rata premium for the expired time, which excess, if not ten- 65dered, shall be refunded on request. Notice of cancellation shall66state that said excess premium (if not tendered) will be re- 67funded on request. 68MortgageeIf loss hereunder is made payable, in entireSixty-nineinterests andor in part, to a designated mortgagee not70obligations . named herein as the insured, such interest in71this policy may be cancelled by providing to such72mortgagee a ten days’ written notice of can- 73cellation. 74If the insured fails to render proof of loss such mortgagee, upon75notice, shall render proof of loss in the form herein specified76within sixty (60) days thereafter and shall be subject to the pro- 77visions hereof relating to appraisal and time of payment and of78bringing suit. If this Company shall claim that no liability ex- 79isted as to the mortgagor or proprietor, it shall, to the extent of pay- 80ment of loss to the mortgagee, be subrogated to all the mort- 81gagee’s rights of recovery, but without impairing mortgagee’s82right to sue; or it may pay off the mortgage debt and require83an assignment thereof and of the mortgage. Other provisions84relating to the interests and obligations of such mortgagee may85be added hereto by agreement in writing. 86Pro rata liability. This Company shall not be liable for a greater87proportion of any loss than the amount88hereby insured shall bear to the entire insurance covering the 89property against the peril involved, whether collectible or not. 90Requirements inThe insured shall give instantaneous written91case loss occurs. notice to this Company of any loss, protect92the property from further harm, forthwith93separate the bruised and undamaged individual property, put94it in the best possible order, furnish a accomplish inventory of95the ruined, bruised and undamaged property, demonstrating in96detail quantities, costs, actual cash value and amount of loss97claimed; and within sixty days after the loss, unless such time98is extended in writing by this Company, the insured shall render99to this Company a proof of loss, signed and sworn to by the100insured, stating the skill and belief of the insured as to101the following: the time and origin of the loss, the interest of the102insured and of all others in the property, the actual cash value of103each item thereof and the amount of loss thereto, all encum- 104brances thereon, all other contracts of insurance, whether valid105or not, covering any of said property, any switches in the title, 106use, occupation, location, possession or exposures of said prop- 107erty since the issuing of this policy, by whom and for what108purpose any building herein described and the several parts109thereof were occupied at the time of loss and whether or not it110then stood on leased ground, and shall furnish a copy of all the111descriptions and schedules in all policies and, if required, verified112plans and specifications of any building, fixtures or machinery113ruined or bruised. The insured, as often as may be reason- 114ably required, shall exhibit to any person designated by this115Company all that remains of any property herein described, and116submit to examinations under oath by any person named by this117Company, and subscribe the same; and, as often as may be118reasonably required, shall produce for examination all books of119account, bills, invoices and other vouchers, or certified copies120thereof if originals be lost, at such reasonable time and place as121may be designated by this Company or its representative, and122shall permit extracts and copies thereof to be made. 123Appraisal. In case the insured and this Company shall124fail to agree as to the actual cash value or125the amount of loss, then, on the written request of either, each126shall select a competent and disinterested appraiser and notify127the other of the appraiser selected within twenty days of such128request. The appraisers shall very first select a competent and dis- 129interested umpire; and failing for fifteen days to agree upon130such umpire, then, on request of the insured or this Company, 131such umpire shall be selected by a judge of a court of record in132the state in which the property covered is located. The ap- 133praisers shall then appraise the loss, stating separately actual134cash value and loss to each item; and, failing to agree, shall135submit their differences, only, to the umpire. An award in writ- 136ing, so itemized, of any two when filed with this Company shall137determine the amount of actual cash value and loss. Each138appraiser shall be paid by the party selecting him and the ex- 139penses of appraisal and umpire shall be paid by the parties140identically. 141Company’sIt shall be optional with this Company to142options. take all, or any part, of the property at the143agreed or appraised value, and also to re- 144pair, rebuild or substitute the property ruined or bruised with145other of like kind and quality within a reasonable time, on giv- 146ing notice of its intention so to do within thirty days after the147receipt of the proof of loss herein required. 148Abandonment . There can be no abandonment to this Com- 149pany of any property. 150When lossThe amount of loss for which this Company151payable . may be liable shall be payable sixty days152after proof of loss, as herein provided, is153received by this Company and ascertainment of the loss is made154either by agreement inbetween the insured and this Company ex- 155pressed in writing or by the filing with this Company of an156award as herein provided. 157Suit. No suit or activity on this policy for the recov- 158ery of any claim shall be sustainable in any159court of law or equity unless all the requirements of this policy160shall have been complied with, and unless commenced within161twenty-four months next after inception of the loss. 162Subrogation . This Company may require from the insured163an assignment of all right of recovery against164any party for loss to the extent that payment therefor is made165by this Company.

If you were fired for a disturbance of company policy can you still collect unemployment insurance in Fresh York?

if you were fired for a company policy can you still collect unemployment in fresh jersey?

Can your daughter drive your car if she is not insured on your policy or any policy of her own?

Yes, as long as she has a drivers license. You are the name insured on your policy all other legal drivers are permitted to drive your vehicle as an occasional driver.

I live in Fresh York i will get Four points on my license i was driving a car insured Geico by my grandfather. will i now have to get my own policy. what if i state that i only drove the car once?

If you drive, you must be covered by insurance. Having driven the car only once makes no difference.

Did fresh york life insurance buyout any part of prudental life insurance?

No, while Prudential has many arms of their insurance business, I am in the industry, and have not heard of Fresh York Life buying any of Prudential Life Insurance’s assets or divisions.

Are there any good psychics in Fresh York and Fresh York City?

There may be good psychics in Fresh York and NYC, you have to filter out all of the fake and bad ones. It depends on what you are looking for. Some physics will give free readings and others will charge you a fee. Some concentrate on just one aspect of life, or subject, and other do not. It is best to research in the area and see who best suits your needs. Individual names, however, cannot be advertised in the assets of answers on this website.

Adding minor to Fresh york state car insurance?

Simply call your insurance company up, and tell them you need to add your minor to your policy.

Can you insure a car with learner’s permit in fresh york?

If you own the vehicle in question, you do NOT have to wield a drivers license or permit in order to registrer your ownership of it.

Can i add a fresh car to my fresh car insurance policy?

The policy you have will be specific for the car itself but you should be able to roll over your record with yourauto insurance companyto ensure you get all the bonuses and discount you have earned, for your fresh car on a fresh policy.

Are any Fresh york car insurance policies good?

What is the cheapest car insurance policy for fresh proprietor?

Your question cannot be answered without knowing other facts. These include: 1. The type and amount (policy thresholds) of coverage you wish to obtain; Two. Where you are located; Trio. Your age and driving history; Four. The make and model of the car that you wish to insure. Very first and foremost, be aware that cheapest is not always (and usually uncommonly is), the best. Therefore, do not make the decision based upon cost alone. Insurance is, in large part, for your own protection. For example, collision coverage will generally pay for the repair of your car irrespective of fault if you are involved in a collision. Depending upon the age and condition of your car, it may not be practical to maintain this coverage, as the premium may be disproportionately high relative to the value of the car. However, if the vehicle is financed, the lender may require it to protect the collateral (to ensure that there are funds available for repair and therefore, to maintain the vehicle’s value relative to the loan). Liability insurance is especially significant, and is required by many states. Both physical harm and bodily injury liability insurance is available. They serve similar purposes by answering in money damages (either for harm to property or injuries to the person) in the event of a collision that is your fault. Moreover, liability insurance provides a lawyer to defend you in the event that you are sued from the collision. Note, however, that the liability insurance will pay damages only up to the thresholds (amount of coverage) that you have purchased and paid a premium. Therefore, do not shortchange yourself, as you may be held personally responsible for damages in excess of liability boundaries. If a judgment is entered against you, it can go after you for many years. Another significant coverage is uninsured motorist coverage. It is intended to compensate you for your own bodily injuries if you are not wholly at fault for a collision and the other party has no (or insufficient) liability coverage. Normally, the amount of uninsured motorist coverage is commensurate with the amount of liability coverage that you purchase, but it is not a required coverage. You are taking a big chance to go without it. There are other types of auto-related coverage as well, but for the sake of brevity, I have limited the discussion to the above. Don’t be taken in by the hype of “cheap rates”. There is a fine deal more to the analysis, and your entire financial picture has to figure into it. Deal only with a reputable agent who is licensed to transact insurance business in the state in which you live. Some major insurers also operate on line, and they can be fine, but beware of agents and brokers who emphasize only low rates, no down payment, etc.

Is diamond car insurance any good?

Diamond car insurance seems to be geared toward women. There does not seem to be any good reliable sources of information available to discern the trustworthiness of this insurance company.

Is there an insurance policy for cars?

Yes, Its called vehicle insurance and there are many places that suggest this type of insurance it can be very confusing and even frustrating when attempting to pick which one is best for you or your family. My suggestion is to go through an insurance broker their job is to find you the best insurance deal out there that will fit all your needs.

Is there a car insurance company who works in Fresh York?

Many of the major companies off car insurance in Fresh York. These companies include Progressive, State Farm, and Nationwide. Other local companies exist for insurance in Fresh York.

Is there affordable car insurance in Fresh York?

Affordable car insurance can be found in every state. Safe Auto is a company that specialises in mininum coverage, so it will be cheap and legal. But it may not cover as much as you would like.

Is it expensive to purchase car insurance in Fresh York?

Average car insurance rates in Fresh York are difficult to give a ballpark number for, not because its expensive, its just the prices vary dramatically depending on where you live and what agencies available to you. for example the aver price of insurance in Queens ranges from 400 to 1500$ on average and the average cost of insurance in Manhattan in 1100 to 1900 $. The best advice I could suggest for getting the best rate is to shop around alot for the best quote.

What is safeautos policies on car insurance?

Safe Auto’s policies are just like any other insurance policies. They suggest many different coverage levels to suit your needs. The prices vary by your car and driving record.

Can any individual take out an insurance policy on a car that they do not own and collect?

Yes and no. The response to the question goes to the concept of “insurable interest”. This is a legal principal that refers to the fact than a person must have an interest in the object of the insurance. It is this that distinguishes insurance to a wagering agreement. The essence of insurable interest is that the person taking out the policy must stand to lose something (in the case of a car, economic value) if the car is bruised or ruined. More often than not, physical harm insurance is purchased by the possessor of a vehicle. It is then clear that an insurable interest exists because he/she/it stands to lose if the vehicle is bruised or ruined. Therefore, the insured can collect. Someone who does not own a vehicle may also have an insurable interest sufficient to support an insuring agreement. Examples would be someone who leases a car and is required to comeback the car at the end of the lease in essentially the same physical condition as it was at the lease inception. Another example would be a person who does not own the car but has a right to use it. The right to use it has a value and is therefore a sufficient insurable interest to support an insuring agreement.

Who can be a dependent on a car insurance policy?

Anyone can be listed on your car insurance policy as long as they have a valid driver’s license. You just have to reminisce if that person has a bad driving record it will affect your insurance.

How i can find my car insurance policy?

Normally, the insurance company would have sent the policy to and a copy to your agent. The agent’s copy may be in electronic form. Since the agent is usually local to the customer, checking with him/her would be the fastest method. Alternatively, call the insuance company, give them your name and they should be able to help. They may need other identifying information, including your address at the time that the policy was issued.

Is there a comeback policy in Fresh York for a fresh car?

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Is a policy from peoples life insurance company dated 1946 any good?

Most, much older policies tended to have a much higher cost per $1,000 of life than newer policies. All that said, if the person who wields the policy cannot qualify for a standard plan (because of health or other issues) then keeping the old policy may be a good idea. Bottom line, I would shop for a fresh plan and compare to this old policy. mcdlife.com

Are any Fresh york car insurance policies good?

Can you insure a car in Fresh York with a permit?

Yes. In the US you can get a one month permit in NY or any other state. I would infer that the person goes to DPS online to make sure that the driver and vehicle can be permitted to drive in that state.

Which insurance companies suggest policies with domestic playmate coverage in Fresh York?

Aetna .
Ameritas .
CIGNA .
Empire Blue Cross Blue Shield .
Fine West Life .
Guardian Life Insurance .
Kaiser Permanente .
MassMutual .
MetLife .
MVP Health Care .
Fresh York Life and Health .
Oxford Health Plans .
TIAA-CREE

What are some good car rentals in Fresh York City?

Since Fresh York is a large city most national chains will have cars for rental. Such national Car rental Chains include Enterprise car rental, budget, avis and AAmcar.

Which car insurance is needed for driving a cab in Fresh York?

Standard automotive insurance is required for driving a cab in Fresh York City. The driver must also have public hire insurance and have a medallion which can be very costly.

What are the best prices for car insurance in Fresh York?

The price of insuring ones car in the state of Fresh York will depend on many factors. Age of both car and driver, model of car, purpose of ownership and the area in which one lives all have a bearing on the price.

What companies suggest car insurance in Fresh York City?

There are several companies which suggest car insurance in Fresh York City.Nationwide auto insurance offers insurance and includes a written ensure on repairs, a choice of repair shops and the capability to see your repair online.Mercury Insurance notes that Forbes called it “One of America’s most trusted companies” and offers several options within it’s car insurance service including liability insurance, collision insurance, comprehensive insurance, medical insurance, individual protection insurance and uninsured driver insurance.

Where can one find a car insurance in Fresh York City?

One can find car insurance in Fresh York City by looking into some of the top car insurance companies. Some of the more popular companies that suggest car insurance at a good price are Progressive, State Farm, or Geico.

Where can one find cheap car insurance in Fresh York?

Car Insurance in Fresh York must be purchased from a legally authorized company within the state of Fresh York.Authorized companies included Geico and Nationwide Insurance.

How many cars can one driver insure in Fresh York?

As long as you pay the insurance premiums, there is no limit to the number of cars one driver can insure. The insurance companies will be glad to do business with you.

What companies provide good policies for car insurance?

There are numerous companies providing car insurance. Consulting the top lists of car insurance companies available on the web exposes some companies that consistently show up in the top ten of every list. These include USAA, Geico and State Farm.

What are some good health insurance companies in Fresh York?

Unitedhealth Group, Wellpoint Inc. Group, Kaiser Foundation Group, Aetna Group, Humana Group and HCSC Group are some of the good health insurance companies in Fresh York.

What companies suggest car insurance in the state of Fresh York?

There are several car insurance companies operating in the state of Fresh York, such as Fresh York Motor Insurance. Alternatively, one could attempt Manhattan-Insurance, for example.

Can you have numerous car insurance policies?

No, unless the “2nd” one is an umbrella policy. Such a policy can provide liability coverage over and above that provided by the primary liability thresholds of the underlying policy. As far as collision, comprehensive, medical payments coverage is worried, only one policy can be maintained. This is because insurance is not a money-making proposition. It is designed and intended to indemnify the insured for a financial loss.

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