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What if your parked car is hit by an insured driver on purpose?

What if your parked car is hit by an insured driver on purpose?His insurance is not valid BUT
Where I live is insurance company is required by law to pay for the harm he caused and then they may sue him for the money.

What can you do if you have only liability insurance and your parked car is hit by an unknown driver?

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Response .
Unles your daughter has collision or UMPD coverage on her policy, there’s nothing the insurance carrier can do for you. In a case like this, it truly does come down to “you get what you pay for.” If a premium wasn’t paid to the carrier for the collision or UMPD coverage, they can’t help. By not carrying collision or UMPD coverage on the car, it’s assumed that your daughter understands she will be paying out-of-pocket for any harm to her car..

If you can’t identify the vehicle or the driver which hit your car in the parking lot would your insurance cover the harm without enlargening your premium?

No, if the insurance company has to pay out anything then they will raise the premium in order to make there money back….

What should you do if your parked car was hit by a driver insured with no fault and you have no insurance?

Reaction .
I know someone presently in that situation. If the insured person is at fault (states so on police report) you should do your best to obtain a police report and get his insurance information. You or your attorney should contact his insurance company to file a claim. This is the stage my friend is at. I will let you know how it turns out. In her situation she was able to obtain an arrest report as it was the hit and run of a parked car by a inebriated driver. The driver was arrested that evening and several other cars on the block were bruised.

What happens if the car is fully insured but the driver is not and the car is hit and totaled?

Response .
The person who hit the car, if “at fault” would be responsible. If the person driving your car was the one at fault, then it would be your insurance that would have to cover it.

If your parked car was hit and the at fault driver was found what options are available if both parties are insured and you have a 500 deductible?

All the damages will have to be paid by the other party’s insurance company. Your deductible isn’t applicable.

If your parked car was hit by an at fault driver and filed a claim with your total coverage insurance will it go up?

Yes, anytime you make a claim to YOUR insurance, it will go up. That’s how they get their money back. If you don’t submit a claim to them, then no. I do not necessarily agree with the response above. What you did not indicate in your question was did the person at fault have insurance. If they did then even however you filed a claim and your carrier paid you, they would likely recover from the at fault person’s insurance. In this circumstance you insurance should not go up.

If a parked car was hit by another car and the other driver left his insurance information and they will be fixing your car do you have to report it?

Yes you must report it because it is still a criminal act and that other driver will be charged not only with hit and run but fleeing the scene of an accident, so if this actually happened to you report it NOW to avoid any reason for the insurance to deny your claim.

What do you do if you have auto insurance and you hit a parked car whose driver does not have auto insurance?

Response .
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.

If your parked car was hit and the at-fault driver was found what options are available if both parties are insured but the at-fault driver has a permit and was driving alone?

Response .
you could sue to get ythe money to pay for your carand anything else that might have been ruined you would very likely win because he was driving illegaly also if he didnt stay at the scene of the accident it is a hit and run he also might have his license suspended

Related video:

If a tipsy driver with no license or insurance rear ended a parked SUV that hit your car that hit the next car is the SUV driver liable for your claim and are you liable for the front car?

Reaction .
Each person’s insurance should cover their own vehicle. It’s part of un and under insured driver coverage. It protects you against a case just like this. Now if the person doesn’t have it then that is their own fault and they will have to pay for the damages out of their own pocket. The individual insurance companys should repair the vehicles and then they will turn around and draw a lawsuit against the drunk-driver for the cost of all the damages..
Reaction .
Most states will put all blame on the inebriated driver, but it is possible that your state might be different. The police report will be your best sourc of that information.

How much can an uninsured driver be sued for if they hit a parked car?

You could be sued for the costs of having the car stationary as well asany time they have to take off from work, the cost of a rentalvehicle if needed, any medical costs and court costs.

If an insured driver driving an uninsured car hits another car is his insurance responsible?

Reaction .
Most likely. Maybe. Maybe Not. Better ask your agent. If the uninsured car does not belong to the driver and he does not have regular use of it, most policies will cover the accident. Also if he just (within the past duo of days) purchased the car, he should be OK. If the driver wields the vehicle or uses it on a regular basis, the company will most likely pay and terminate his coverage..
Reaction .
Very likely. Maybe. Maybe Not. Better ask your agent. If the uninsured car does not belong to the driver and he does not have regular use of it, most policies will cover the accident. Also if he just (within the past duo of days) purchased the car, he should be OK. If the driver possesses the vehicle or uses it on a regular basis, the company will most likely pay and terminate his coverage.

What if your parked car is hit by an insured driver on purpose?

What will happen if a fully insured driver hit your car and you have no insurance?

You may get a ticket for no insurance..
But you can still file a claim under the at fault drivers auto insurance.

My parked car has utter coverage and was hit by an uninsured driver?

tell your insurance company and the police and your insurance company will pay everything except the deductible.If you have total coverage than your insurance is required to make good on the harm. It is up to your insurance company to attempt and get their money back from the uninsured driver of the other vehicle.

If you hit an unlicensed driver will your insurance pay for damages to his car?

This will depend on the type of insurance coverage. The insurancecompany can determine to go to court and argue that since the driverwas uninsured, then they should not be liable for damages.

What happens if a unlicensed driver hits your car and your not insured?

You can attempt to sue the unlicensed driver, but if they don’t have the money to pay any damages awarded, you are well and truly up the creek.

What happens if a car that is wrongly parked is hit by another what does the driver of the wrongly parked car do?

The proprietor of the car that was wrongly parked still has the abilityto sue. They should get the other driver’s information and file aclaim on their lawsuit.

Who is at fault if you pull out and are hit by a speeding driver that then hits Two parked cars?

You are if you were pulling out of a driveway or alleyway. If you were at a side road it would depend on who had the right of way. If you had to stop but he didn’t, you’re at fault. If he had to stop but you didn’t or if he ran a stop, then its his fault. The fact that he then hit two other cars is immaterial.

Related video:

Can you file an insurance claim if your parked unregistered car got hit by a car with insurance?

It is always the at-fault party’s responsiblity to pay for damages they cause in an accident. If you know who hit your car then contact their insurance company and file the claim. If you do not know who did it and you have collision coverage on your car, you can file the claim through your own insurer.

If you hit a parked unregistered car can you sue their insurance?

Sure you can sue anyone for anything. The question is will you win. Let’s get this straight. You hit a parked car, and you want to sue the holder of that car’s insurance company. And your reason is that the car was not registered. Well if the car was not registered then how did they have insurance? What does the fact as to weather the car was registered or not have to do with the accident? You hit a parked car and that means you were at fault. But you go right ahead and sue. See where that gets you.

What happens if the driver at fault hits a car and the driver at fault has no insurance will the car that hits you have to pay for your car?

If you have comprehensive insurance, your policy will cover the damages (less a deductable). In this case, your insurance company will sue the at fault driver..
You can also sue the at fault driver for damages (if you do not have comprehensive).

An uninsured driver is hit by an insured driver who pays for the uninsured car?

If the insured driver is at fault then most likely his/hers insurance will be responsible. There is a fine line when it comes to a situation like this especially if you live in a no fault state. The only true way to know the reaction is to talk to an insurance company/agent.

If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?

If a taxi driver hits you, and its his fault, the cab company’s insurance pays.

If you have don’t insurance and a cab driver with insurance hit you will you get your car immobilized?

Since you were not driving legally and had no legal right to be where the accident took place, the insurance company may deny the claim. You would likely win in court, but that doesn’t get your car immobilized now..

If another driver hit your parked car and their insurance company total lost the car and your car is only one year oldthey pay for the car to the company with the lean and where does that leave me.?

Unluckily, it very likely leaves you looking for another car. The insurance company is only obligated to pay the actual cash value of the car, so once they paid your loan they most likely don’t owe you any more money (unless you put down a big downpayment and owe less on the car than it’s value after the year you’ve had it.)

What if your parked car is hit by an insured driver on purpose?

Who is at fault for insurance purposes if the driver you hit left the scene?

This is a strange question. I am not sure why any driver would leave the scene if it was clear that another person was at fault. Your question stated ‘if the driver you hit’, not the driver who hit you. The only reason I can imagine this would happen is if the other not-at-fault person did not want an encounter with the police department or to have any type of claim activity, even with YOUR carrier. Are you sure you meant if the driver YOU hit left the scene? I believe you most likely did mean ‘who will pay for the damages to your car if the driver that hit YOU left the scene.” Is that what you meant? The other party may well be at fault, but if you do not have his insurance information or were not able to write down year, make, model and license plate number, you cannot find his insurance carrier and file a claim with them. You can, however, invoke your own UM coverage, if you carry it on your policy. UM is Uninsured Motorist coverage and will ‘step in’ and provide the same coverage the at fault driver’s carrier would have provided, if he had an in-force insurance policy. Also, if you have Collision Coverage, you can also use that. You will have to pay your deductible, and your insurance carrier will attempt to recover both their paid costs and your deductible, if the driver becomes known. If you have and use UMPD coverage, you will also have LOU/Loss of Use available to you. This provides for alternate transportation while your vehicle is non driveable. If you do not have UMPD, but do have Rental Reimbursement, it will be available to you, to provide alternate transportation. Should you use RR, you have a limited number of days available to you and a limited dollar amout; however, if circumstances permit LOU under UMPD coverage, you will be able to have the rental or other alternate transportation until your vehicle is repaired and fully functional.

Are you insured in a car park if someone hits you but does not admits it?

As long as you have insurance you are covered under your insurance. Your insurance will pay the cost to get the car repaired. Now from here it is up to you to seek a lawsuit against the person who hit you if you have there information.

If my car get hit by an insured driver can i claim a hire car of his insurance?

UK? Yes you can. If the third party admits liability or is found to be liable they are responsible for your costs. This can include the cost of you hiring a car whilst yours is off the road. You can claim against them for any cost you would not have incurred had the accident not happened, so this could include say contents of your vehicle, time off work due to your injuries, substituting clothing etc. Back to answering your question specifically, they are only liable for the hire car costs to the point where they lodge your claim in utter. So if your £1000 car is a ‘total loss’ they are liable for your hire car costs whilst making their mind up whether to repair it or not. Once they have determined and paid your £1000 it is up to you to buy a fresh car. Thus they do not have to hire you a replacement indefinately.

Toasted driver hit your parked car and his insurance rejects to pay for all damages what can i do and what laws apply?

In Australia you would have to take him through a puny claims court. and have him pay the cost for the legals as well. if you have the money to begin of with.

If you hit a parked car does your insurance go up?

Whether or not your insurance goes up if you cause an accident depends on your company Ask your agent.

What is the law for a person who hit a parked car and then hits other cars with no insurance?

Very first of all, in many states it is illegal to drive without insurance, so that would be a fine right there. 2nd of all, whether or not they had insurance, they are still liable for the harm they caused. If they can be found, they can be sued for it. Third, if they hit an ran, that is also a crime. It would be pretty fair to expect that if someone got caught for doing what you just described, their license would be suspended or revoked.

What do you ask the insurance company for if your car was hit while parked?

If your car was hit while parked and the other driver drove off, then you ask for payment under your collision coverage.

Who is liable if an insured car is hit into a parked car and the car that hit the insured car into the parked car gets away?

If a car is parked (so it wasnt moving, standing still), the other car is in fault.

Related video:

What happens if an insured driver hits a driver who is not insured on the cars policy?

Well you see, it is for this very purpose that car insurance is required by law; it is unfair on the rest of the insured drivers if some drivers are not covered. so, basically, you wouldn’t be paid out for damages unless your insurance company or broker covers you for being hit by uninsured drivers.

What happens if someone hit your parked car and they have no insurance but you do?

ill let you know just had this happen to me last night….and they ran. cops got them however.

In Fresh Zealand if an uninsured drivers car is hit by an insured drivercar will the insured drivers insurance still pay for the damages to the uninsured car?

In most cases if you are fully insured then your insurance will pay for the uninsured driver’s car. However if it is only a third party insurance then most likely you have no cover if it is your fault. However it depends on the insurance company and the policy that you signed.

What insurance info do you provide to the possessor if you hit a parked car?

does a no-fault insuranced car hits a insuranced packed car in a privet parking lot, does the no-fault car have to pay for dangs to the insurance car if it under 1,000.00 dollars?

What if your parked car is hit by an insured driver on purpose?

What are my rights if I hit a parked car and I don’t have insurance?

If it was leagally parked, you should be asking what are your obligations if you hit a parked car. Your responsibilities are to pay the cost of fixing the Property of the person who’s car you hit. Man up and do the right thing.

Who is responsible if your car was hit by rental car and driver had no insurance?

The Rental Car Company is responsible if they permitted an uninsured driver to rent and drive their vehicle. You will need to file a claim against both the driver and the rental car company.

Do insurance have devices to determine if a car was moving when hit or parked?

Yes, they have very effective and established investigative methods that can help them determine if a vehicle was in maneuverability at the time of a collision.

Will an insured driver who hit an uninsured parked car on purpose cover the damages?

Always make sure you call the police in case of an accident and take lots of pictures and take down the other drivers information. There is an exclusion in most auto insurance policies for something called ‘intentional acts’ and if you hit a car on purpose then you have committed an ‘intentional act’ and are subject to having the claim denied. If the claim is denied like it should be then the proprietor of the uninsured car can still pursue a civil act against the at fault driver and win a judgment to pay for damages, it’s just that the at fault driver will have to pay out of their own assets rather than from the insurance policy.

When a driver has no driver’s license or insurance but driving a car that is insured and someone hits them who is responsible?

It’s going to be very difficult to claim that it’s not the fault of the person who wasviolating the law by driving illegally .

What happens when an uninsured driver driving an insured car got hit by an insured driver?

P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent’s INSURED car.

What if you are hit by a hit and run driver and your car is totaled but you only have liability insurance?

If you have any way of finding the other driver, be it through witnesses, or other sources, then they will have to pay. If you can’t get said information, then sorry, but sounds to me like you’re out of luck.

Do you have to tell your insurance co if your car is hit when parked?

I wouldn’t think so, unless your insurance contract has a provision requiring such notification. You would have to read the fine print.

My parked car was bruised by a hit and run driver?

If you have collision coverage on your car, your insurance co will pay for your damages. However, if you don’t have such coverage, you’re stuck with all bills.

What if you only have PL PD on your car and while its parked it gets hit by a tipsy driver with no insurance in the state of michigan?

That means that you have liability coverage only, which does not cover your damages. If the other driver is uninsured, the only option left is, to take him to court and sue him for your damages.

How does no fault auto insurance work if you hit a parked car?

No Fault insurance ONLY deals with medical injuries to you if you are driving. No Fault has nothing to do with property harm liability. If you hit a parked car, then your Property Harm Liability coverage would pay to repair the parked car and your own Collision coverage (if you have it…it’s optional) would pay to repair your car.

Who pays when the driver is not the possessor and hit a car and doesn’t have insurance?

If the car is not insured the at fault driver pays If the Car is insured and the car was decently lent to the at fault driver the insurance company paysDecently Lent: .
Proprietor permitted driver to take car .
Insurance covers other drivers when car lent.

If someone hits your parked car does your insurance go up?

In most cases it would not go up. However, some insurance companies give a discount for having no claims and in that case any claim at all would make you liberate the discount.

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