Hi, When you buy a car you have to do an insurance very first. So that
you can’t face any problem in future. Nowadays, there are so many
insurance companies available. But you have to choose the best one
who provides you best policy. I know a company My Money Comparison,
which help consumers to compare a broad range of products &
services to enable them to make more informed decisions based on
their private circumstances & budget. Thanks.
Do you have to have car insurance on a cracked car?
If the car is not driveable (for example, up on blocks), you can generally suspend the insurance until it is roadworthy. However, state law may differ on this point, so you need to contact the division of motor vehicles in your state to confirm. You will want to ask about “financial responsibility” requirements on this issue. If the car is financed, the lender may require that physical harm insurance be maintained. That is a contractual matter and you would be required to maintain the insurance even if the car was not operable.
Can you get car insurance on a car that is not in your name?
Insurance for Someone Else’s VehicleYes, of course You can Insure the property of another Person. So Long as you have authorization to do so and the holder is benefited, or some other insurable interest in that property exists. An example would be a case where dad says ” OK, you can use my spare car but you gotta get your own coverage”. If You have permissive use from the holder of a vehicle, then obviously you have an insurable interest. However, Only the Legal proprietor of the Property or the designated agent of the possessor can receive compensation for the property in the event of a covered property loss. Whether your insuring for liability only or you buy utter property coverage you must list the holder as an insured on the contract, Then Dad will be proud and glad you were prudent enough to fully insure his and your interest in the vehicle he loaned you. List all drivers for liability purposes and list the possessor for property and liability interest. Another example would be almost every time we Rent A Car. When we purchase the daily insurance with the rental car we insure our liabilities in the use of Someone Else’s Vehicle. Yet another Example would be when a vehicle has been recently purchased and you are still in process of transferring the title. Naturally you can insure the vehicle so you can drive it while your working on the title transfer. Almost any Insurance agent can do this for you. You can not insure the property of another when no insurable interest exists. It would be unlawful to insure the property or life of another where the intent is to build up unduly from another persons loss. Nude in mind tho’ that Insuring the car is one thing. Registering the vehicle with your state is another thing and you may have local regulations regarding vehicle registrations as related to auto insurance and the vehicles operation on public roads. Yet another reason to always list the vehicle holder as an insured on the policy. Insurance laws vary state to state. In MA, no. Contact your agent.
Can you get car insurance without a car to insure?
No. Recall that insurance goes after a vehicle very first, operator 2nd. So, without having a car to insure, no rate can even be detected to begin with.
Can you drive an insured car if you have no insurance?
Driving another persons insured CarIt is always best to ask the holder loaning you the vehicle if you will be covered under his policy. If he is not sure then he should contact his Insurer and verify before you drive. It never hurts to have your own operators or non owners policy in place for extra security if your an occasional driver without a car right now. Each US state regulates it’s own insurance needs through it’s state legislature. Insurance for a loaner would depend on the type of Policy that the Vehicle possessor presently has in place as required in that state. It could also depend on the nature of the vehicle loaned or hired. If the Holder has a Limited Liability or a Named Driver Policy then no other drivers may be covered even with permissive use. If the proprietor has purchased a Broad Form Auto Insurance Policy then generally permitted drivers are covered. It is a common misnomer that Auto Liability goes after a vehicle. In Fact, Auto Liability Insurance covers and goes after the named insured(s) (usually the vehicle holder) and the named insureds legal liability that may arise out vehicle ownership and operation. Most liability coverage will even go after the defined insured to a replacement vehicle, When on a standard form auto insurance policy, liability coverage is afforded even when tertiary or third party through an accident of a permitted driver. This point of concept of vicarious legal liability of a property holder and the contracted liability of the Specific Policy Form suggested by an Insurance Company is where the misunderstanding arises. Limited lines Policies tho’ economic can leave gaps in coverage so it’s best that all drivers even non owners carry financial responsibility. The Concept definitions of Legal Liability of the proprietor of a property and the Financial Responsibility of all vehicle operators on public roads is determined further in the US by the regulations of the individual state of registration. ResponseAccording to law if the proprietor of the vehicle has insurance on the vehicle, and “loans” you the car, and you are listed as an occasional driver of that vehicle, then you are covered. Otherwise, you will have to purchase your own policy. Dependent DriversBe careful. The response to your question varies from state to state and you need tocheck the laws in your state. In the state where I live, an under 25 driver who lives with you must be insured on your policy to drive your car and it’s very expensive. Insurance coverage is different if someone who does not live with you uses the carfor your convenience . It can get very complicated. Insurance companies are doing more and more to mitigate rising costs of repairs, medical treatment and their liability.
Can they charge for insurance on a car when you have insurance?
Are you talking about car insurance for a rental car? They can suggest it but most companies won’t for you to have it. You will just be liable for any accidents you get in while in the rental car. Some car insurance policies even cover any accidents you may get into while you driving the rental car, even however you only have your individual car insured. I’m presuming you are talking about rental cars. Well, some auto insurance companies suggest this and others don’t. It also depends on how through the coverage is. The reaction indeed lies in your policy, just check the details and see if it includes rental car insurance. If you don’t find your reaction there, check with your insurance agent.
Do you have to have insurance on a car?
Yes, it is mandatory to have a car insurance if you own a car. Togain the right to drive on public roads, you need to get your carinsured before you make the purchase. Visit turtlemint to gothrough various options of car insurance.
Do you have to have car insurance?
You have to have car insurance which is a legalrequirement and with the right level of cover, provides financialprotection in the event of your vehicle being bruised. It will alsoprovide cover for injuries to other drivers, passengers orpedestrians, and their property.
Can you get car insurance without a car?
Insurance without a CarNon Owners InsuranceYes, You can purchase Non-Owners Insurance, sometimes referred to as an Operators Policy or a Drivers Policy. It is not necessary to own a car to be insured to drive one. Glad MotoringOther ResponseNo. The primary requirement of getting a car insurance is obviously with a car. And more to the point: Why would you want or need car insurance without a car? Yes you can; if you don’t have a car but drive a rental car or your friend’s car(s) then you can opt for non holder’s insurance. Keep in mind that you may not need it; insurance goes after the car not the person so most auto insurance companies would accept the claim even if you were driving the car, not your friend.
Cracking into a car and car insurance?
If someone has cracked into your car, you will want to know you have Comprehensive coverage as part of your car insurance policy. Comprehensive is also known as Comp and will pay our to repair your car. If you have this coverage you will have chosen a deductible (typically either $250, $500, or $1000). A deductible is what you will pay very first, and then the car insurance will pay for the rest of the cost of repairs. Comp will only cover what is bolted into the car however. It may also cover the glass in the car, depending on the company you have. State Farm, for example, will pay to substitute any lump of violated glass in the car for free without any deductibles. Most state require the windshield be substituted free of charge if you have the Comp coverage.
What to do if you have a car accident and no car insurance?
Your jammed .
In the UK it is an offense to drive a motor vehicle without a valid policy of motor insurance. If however the car accident was caused by the other vehicle driver you would still be entitled to recover compensation for your injuries and vehicle harm from the other driver. See the related link entitled “car accident claim” for a description of how to prove who was at fault in a car accident. If you caused the accident – the Motor Insurers Bureau would meet the compensation claim for the other driver under the Uninsured Drivers Agreement but the MIB might seek to recover any compensation paid directly from you. See the related link entitled “accident car insurance” for a utter description of motor insurance and the MIB. Same script in The United States. In the State Of Fresh Hampshire , there is no requirement of the state to have insurance. If you have a car financed, the financial institution will require that you have utter coverage but other wise, you can drive loosely withou5t insurance. But if you have an accident and you are the cause and have no insurance, you can be cited for no insurance, and the financial ramifications can be ruining. Be clever, at least carry the minimum of liability.
What if you do not have car insurance?
Don’t drive. If you are stopped or have an accident you can lose your car and your license.
When to insure a car?
Go ahead and insure the car when you very first purchase it. Most dealerships won’t let you leave the dealership without insurance very first. If the car is financed or leased, it needs to have “utter coverage” insurance, which means it needs Comp and Collision along with the Bodily Injury and Property Harm (and maybe PIP too). If you already have a car that has insurance and you purchase a fresh car (in Florida) you have automatic coverage for 14 days. This gives you slew of time to call your car insurance agent and add the fresh vehicle. In order to get your registration and tag, you will need to provide proof of insurance. This is also known as a Binder. Your insurance agent will Truss coverage for you when they collect money and submit your application to the insurance company. The company then has XX number of days to issue your policy or refund your money.
Can you get car insurance if you don’t have a car?
You can’t…but why would you? Car insurance is to protect a car. If you don’t have one, it doesn’t need to be protected.
Can you get car insurance for a car you do not own?
Yes. … and no… the person that wields the car actually has to be the polcy holder. But you can be a listed driver and the one who pays it and get practice for having insurance. the holder of the car doesnt even have to be a driver. But because she/he possesses the vehicle they have an insurance interest in the car and must own the policy.
If you have no car insurance can you drive a car?
If you have a valid drivers license and permission to drive the car, then yes, you can drive the car as long as the possessor of the car has insurance on it. Unless the person is part of the household and has been deemed a non-covered driver by the car possessor’s insurance company. Let’s say father has insurance on car. Son live’s in house, however has been revoked or has a horrible driving record. Son has permission by father to go to store. Gets in a wreck, doing injury and insurance company had son named as not a covered driver. No coverage then.
Is your car insured?
I just got mine insured for pretty low, 99$ a month total coverage, however my car is a 99. Visit this site if you would like an auto quote for yourself https://www.free-auto-quote.com
Do you have to have a car license to have insurance on a car?
I am pretty sure you do not have to have a license to hold aninsurance policy. This may vary from state to state. But, recentlymy spouse was required to display proof of insurance in order to gethis license reinstated. So, I would say no, but it would be just aseasy to call an insurance company and ask. They know the laws. For any purchase of car insurance in Australia may it be a genericand required Compulsory Third-Party insurance or the comprehensivecar insurance, a driver’s license in the same state as the vehicleis situated should be on palm. The status of the license in termsof demerit points will determine the price of the CTP insurancethat needs to be purchase. For a excellent resource about CTP, .
Can one get car insurance if you do not have a car?
I guess, if you want to pay money for no real reason…you’d be better off throwing the money out of the window. They’d be more than blessed to obliege. Ok, i don’t want to edit the reaction above, would like to add to it tho’. 🙂 You can in fact get auto insurance without having a vehicle, the insurance actually covers “you” in case there is an accident, also legally helps out when pulled over by our “friendly” critters on duty, i do believe that it covers the vehicle that you are driving at the time also. So, my advise is to get insurance just to avoid being leaned over by the judicial system, cuz we know how much they like to see our behinds!!
Can you get car insurance with out a car?
You can get whats called a named insurance policy with out having a car. This isn’t very common for individual insurance policies but there are companies out there that will provide it. Stick with a large national company and you should have no trouble getting a named operators policy. ReactionWhile the foregoing is essentially accurate, there are circumstances in which so-called “non-owners” coverage is necessary or required. An example is if you were in a collision that is your fault, and did not have liability coverage to pay for the other person’s damages. Depending upon the dollar amount of damages to the other person, your license may be suspended under your state’s “Financial Responsibility Law”. This is a law that most states have that requires owners and drivers to maintain a certain amount of liability insurance to pay for the damages caused to a third party. If you are at fault for the collision and do not have insurance or make arrangements to pay the damages, your license will be suspended until payment is made. Additionally, you will be required to get liability insurance in order to get back your license. The required insurance is usually considered high-risk, and is often referred to as an SR-22 (from the name of the form on which it is issued). It provides coverage regardless of the car that you drive, whereas “normal” liability insurance typically covers you only while driving the car shown on the policy.
Could you get car insurance with no car?
Not without insurable interest in a car. If you do not have a car, you do not need to have insurance. If you rent a car, you can get insurance for the rental, but that is a improvised policy. If you have permission to drive the car, you should be insured under the policy of the person from whom you borrowed the car.
Why have car insurance?
Car insurance is required by law, and it’s an expense a lot ofpeople would rather do without. Paying regularly for something thatyou don’t actually use on a regular basis – and may never use ifyou’re fortunate – can seem like it’s a money-making scam on the partof the insurance companies. The truth is that car insuranceis an investment that you are making in protecting yourself andyour future from the unexpected. It’s not a scam – and yes, youreally do need it. Havingcar insuranceis essential becauseit covers your expenses in the event ofvehicleharm orinjuries to other drivers, passengers or pedestrians. All motoristsmust beinsuredagainst their liability to other people, Youneed car insurance to protect not only yourself but anyone whohappens to be in the car with you.
Is Car insurance required if you have no car?
No, it isn’t usually required. But when you buy a car you have todo an insurance very first. So that you can’t face any problem infuture. Nowadays, there are so many insurance companies availablelike mymoneycomparison.com. But you have to choose the best one whoprovides you best policy based on your individual circumstances &budget. Thanks.
Can you get a car insurance if car is not in your name?
Yes you can, but you must make the situation clear to the insurer. Under some circumstances the insurer may turn down. Such as if a parent is attempting to insure their child’s car. (See: fronting car insurance)
Can you have insurance and not have a car?
Yes…this is called a “non owners insurance policy”. Not a lot of companies issue these but many of them do. If this type of policy is purchased, you are cover in any vehicle you drive.
Does your insurance cover you to drive a car that has no insurance?
Your individual auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay very first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to display proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.
Do you have to have car to get insurance?
No, you can get a named insured policy that just covers you and possible vehicles you may drive.
Can you drive a car that is not insured but you have insurance?
No. Generally, your policy covers you and your own car. It is illegal to drive an uninsured vehicle in almost every state. If there is an accident, there will be no coverage, the car will be impounded and you will be arrested. However, insurance laws vary from state to state. You should speak with an agent who does business in your state.
Can you get car insurance before you get a car?
Yes. There are basically two ways to do this: You can talk to an insurance company and get insurance on yourselfas a driver to cover your private liability when driving. This maynot cover harm to the car you’re driving, but will cover damageto other people and their property (and that’s the kind ofinsurance states that require insurance care about). The other option would be, as soon as you know what themake/model/VIN of the car you’re going to be getting is, to call aninsurance company and get it covered instantly. If you alreadyhave insurance on some other vehicle, they can just add the fresh oneto your policy. If not it may be a little more complicated … butnot much.
Do you have to be on the car insurance if the car is already insured?
Auto Insurance provides coverage for losses and liabilities of the drivers named as covered on the policy.
Can you get car insurance on a friends car?
Insurance for a Friends car. Yes you can so long as you also schedule the proprietor as an insured. State Law requires that all Operators of motor vehicles on public roads carry proof of Financial Responsibility. That creates an Automatic legal Liability Interest and requirement in you and the vehicle your driving. The holder and any permitted operator have an interest in the insured status of the car. If You have permissive use from the proprietor of a vehicle, then obviously you have an insurable interest. However, Only the Legal proprietor of the Property or the designated agent of the possessor can receive compensation for the property in the event of a covered property loss. Avoid any problems with legalities, the insuring contract or vehicle registration and inspection renewals, address owners and drivers. you should list both yourself and the decent proprietor and any lien holders as insureds on the application. Insurance Company underwriting guidelines require it. We have Customers regularly buy insurance for vehicles of relatives and friends. Just honestly disclose your situation up front. Don’t misrepresent, honestly disclose all risks and insure all the interested parties. You may have to make Two or Three calls before you find an Insurance Agent who knows how to appropriately address the risk but you should have no problems obtaining the suitable coverage. Failure to decently disclose all interested parties can void your insurance coverage. ReactionNo. The possessor of the car is the only one with insurable interest so they have to have insurance on it. Also, the local DMV requires the title/registration name to match the name on the insurance policy.
Can you get car insurance when the car is totalled?
Ans 1 ) I’m not sure what you are asking. Why would you want to purchase an insurance policy on a car that has been rendered totally futile? On the other palm, if you purchase adequate auto insurance coverage on the car before it gets totaled, then you will get compensation for the car. Ans Two ) Most companies ask a question if the vehicle you are insuring was “totalled” or salvaged before. if the reaction is yes, some companies suggest liability only for those vehicles.
Do I need Car insurance with no car?
Please think about it. It iscarinsurance. So you wont. While the previous reaction is correct, if you want to be able to drive another persons car, either YOU need insurance, or the possessor of the car must have it insured for all drivers. I only say this because growing up I knew people without cars who would drive a friends car, and they had car insurance only so they could drive their friends car.
Can you get car insurance on a car after the accident?
If the car has not been repaired but the harm is cosmetic they will most likely insure it for liability onlyIf the car has been repaired it will be no problem to get insurance. If the car is deemed salvage or rebuilt, you can get total coverage, however keep this in mind. A branded title makes the car worth 35% less than average retail. The coverage AFTER the accident , of course would not caver any claims concerning that accident.
Can you drive a car that is not insured but you have insurance in the UK?
In the UK you must have insurance that covers you to drive the carin question.
What can you do if a car hits your car and you have no insurance but he does?
If the other party was at fault for the collision (negligent), you should assert a claim against the other driver/possessor. Contact him/her in writing, assert the nature of your claim, and ask that they contact you to pay for repairs. Copy the insurance company with the letter, and make reference to the policy number in the letter so that the insurer can identify it and assign an adjuster. Ideally, you should get a repair estimate before or while you are doing this. Take pictures of the harm, too. If no one responds within a reasonable time (10-14 days or so), you are free to file suit. The court in which you file will depend upon the court rules of your state, as different courts have different monetary jurisdictions, so you should contact the Clerk of Court for guidance. The lawsuit needs to be filed with the Clerk (for which there will be a fee), and a copy of the suit papers served (delivered) to the person(s) being sued by the Sheriff or a private process server (who will also charge a fee). The matter will thereafter proceed through the court system, and it will be your cargo to prove at trial that the other party was at fault for the collision. If the other party was not at fault and you have no physical harm insurance on your car, you will have to pay for repairs yourself.
When do you have to have car insurance?
If you are driving a car or have it parked on a public street or parking lot then it must have insurance
Are you insured to drive other cars which are not insured?
You should dual check with your insurance company to see how your policy is written, but usually your insurance would kick in as secondary coverage and you would be covered.
Where can you get a insurance for a car?
Hi, You can get an insurance for a car from insurance companieslike My Money Comparison. Nowadays, there are so many insurancecompanies available but you have to choose the best one whoprovides you best policy with affordable price. Hope you get soon.Thanks.
Does your car have to have insurance?
Yes, your car has to have insurance as long as it is meant for theroad. In almost every country, you are obligated by law to get acar insurance. A car insurance is required even if the car is notbeing used on the road. The only escape route from getting a carinsurance is if it has been officially announced as ‘off the road’.But before going to choose any insurance company very first compareCheap Car Insurance Quote by mymoneycomparison.com. Hope all willbe benefited.
Why do you have to insure your car?
so if anyone steals the car you either get the same car back or a totally fresh one that looks exactly like the one that was stolen
Can you get car insurance with out wielding a car?
No. Every insurance companies are required those applicants to have at least one car to avain a car insurance.
Can you get car insurance on a car you donx26?
I believe that you are asking if you can insure a vehicle that you don’t own. The reaction to this question is no. The only exceptions are for married couples who can put vehicles possessed by either one of them on the policy.
How much is car insurance for a car?
It depends on many factors, like type of car, type of insurance, age, practice, location, garaging, security features, driving history. All of these are taken into account. A fresh and inexperienced driver is likely to pay more insurance than the value of the vehicle being driven.
Can you purchase car insurance with no car?
Non Owners InsuranceYes, You can, It’s called aNon Owners Insurance policy, also known as anOperators Policy , asopposed to a traditional Owners Policy. In the United States, a Non Owners Auto Insurance Policy is legalin all 50 states. You may have to shop around however as the largerinsurers that you may be familiar with tend not to suggest non ownerscoverage. Some Insurance companies choose to do business withvehicle owners only or they just don’t think tere is enough moneyto be made from Non Owners. There are many people around the United States who do not own avehicle but do hold a drivers license and periodically drive aborrowed or loaned vehicle. A non Owners Insurance Policy can provide that extra level ofsecurity as well as ensure that you are in compliance with yourstate law by having the suitable coverage when operating a motorvehicle on public roads. Other InputYes, but why? You would not be able to tag the car, register it,inspect it, and you couldn’t even drive it home. Because of the limitations involved, some dealers may not sell toyou without proof of insurance. Some companies in the UK at least, will insure a driver as opposedto a vehicle. Drivers that supply cars for example, have thistype of insurance. In this case you are also issued with a specialset of makeshift number plates. Actually “car insurance” has little to do with the car except forthe liability to a lien holder if financed. The insurance is basedon the driver’s record and driving history. Some states do permit aperson to purchase a liability policy when operating someone else’svehicle. Truck Driver’s have to have commercial insurance forcertain types of vehicles and intense equipment. You may want tocheck with you local DMV to check the rules and regulations or evencontact an insurance agent that carries auto insurance. In regards to the very first reaction , the actually physical holder of avehicle does not have to be the insured driver. The knuckle car Iowned (1964 1/Two Mustang==Thanks Mom) was possessed by my Mom. She didnot drive. I insured the car and registered the car. All I had toprove was that the car was insured for liability and collision.
Can your car get repo for no car insurance?
Yes, Almost every Auto finance note contains language that requires you to maintain “Total Coverage” Auto Insurance for the term of your finance note. It just part of the contract you agree and sign when you financed the car. This is to protect the finance company from a loss of the vehicle. Recall the finance company still possesses the vehicle until you pay it off. Failure to serve with the insurance requirements of the finance note you signed constitutes a default on your loan subjecting the borrower and the vehicle to whatever remedies are at the finance companies disposition, including repossession. If you act quickly, Are not behind on your car payments, Get your total coverage insurance in place and pay the towing fees, Call the company and be nice with them and assure them that you understand your obligations with apologies for any oversight, Most finance companies will let you take the vehicle back and proceed paying your note.
Can you get car insurance for antique cars?
Yes, one can purchase car insurance for antique cars. If the car is used for display only, you can get a Specialty Auto Insurance policy for far less than what you would pay for an everyday driver car. Don’t rely on your homeowners’ insurance for auto coverage. Home insurance Policies never provide coverage for automobiles.
What car is cheapest on car insurance?
Most all vehicles are the same price for liaiblity assuming the drivers, location, useage, etc are all the same. The exception to this are high spectacle or sports cars and commercial vehicles. As far as utter coverage goes there are different factors that go into prices for physical harm coverage. Cost of vehicle, amount of claims, cost of parts, etc. go into this pricing. The lowest cost for utter coverage are minivans, more particularly domestic minivans with Dodge Caravan coming up cheapest. Two of the factors listed above come up highest on making Caravans lowest. One is the cost of parts is low compared to others and the amount of claims which results in who drives minivans. Teenagers don’t drive minivans.
Do you have to have car insurance on a car that does not run?
No, you do not require to insure a vehicle if it is kept on your own property. Insurance is only available for cars that are roadworthy and not those in a garage, do not run etc;
What do you have to have to get car insurance?
You will need the vin numbers on your vehicles, information on all the drivers and residents of the household, name and addresses of any leinholders that need to be notified, and just your address, phone numbers, etc.
Where do you get car insurance for a business car?
You would purchase commercial auto insurance from a company that writes that type of insurance. Most companies that write commercial insurance also provide commercial auto insurance tho’ not all of them do. They also usually suggest this type of insurance in a commercial package policy and suggest a discount to purchase a package.