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Can you get car insurance before you get a car?

Can you get car insurance before you get a car?Yes. There are basically two ways to do this:

You can talk to an insurance company and get insurance on yourself
as a driver to cover your private liability when driving. This may
not cover harm to the car you’re driving, but will cover harm
to other people and their property (and that’s the kind of
insurance states that require insurance care about).

The other option would be, as soon as you know what the
make/model/VIN of the car you’re going to be getting is, to call an
insurance company and get it covered instantaneously. If you already
have insurance on some other vehicle, they can just add the fresh one
to your policy. If not it may be a little more complicated … but
not much.

Can you get your car insurance before you’ve moved to the state?

If you have a fresh address in a fresh state, just contact your agent and give them the fresh address. You can most likely get cheaper insurance in your fresh state, however, as insurance rates vary from state to state. I moved from Texas, where I was paying $86/month with State Farm to Florida, where I’m now paying $33/month. Therefore, you need to shop around regardless.

Do you have to have car insurance on a cracked car?

If the car is not driveable (for example, up on blocks), you can generally suspend the insurance until it is roadworthy. However, state law may differ on this point, so you need to contact the division of motor vehicles in your state to confirm. You will want to ask about “financial responsibility” requirements on this issue. If the car is financed, the lender may require that physical harm insurance be maintained. That is a contractual matter and you would be required to maintain the insurance even if the car was not operable.

Will your insurance cover an accident from before you possessed your car?

%DETAILS% No, it’s very unlikely your insurance company would cover damages to your vehicle that occurred prior to your policy’s inception (actually, I know of no insurance company that would cover prior harm, for the elementary fact that you didn’t pay a premium for that harm). Think of it as “you get what you pay for.” Your insurance carrier would be under no obligation to pay for damages for which it didn’t collect a premium. i was in and aqccident some1 hit me from behind on the 3rd at 5pm i had no insurance then at 11pm i got insurance will that insurance company help me get my car fix. when the accident was the other persons fault

Can you get car insurance on a car that is not in your name?

Insurance for Someone Else’s VehicleYes, of course You can Insure the property of another Person. So Long as you have authorization to do so and the proprietor is benefited, or some other insurable interest in that property exists. An example would be a case where dad says ” OK, you can use my spare car but you gotta get your own coverage”. If You have permissive use from the holder of a vehicle, then obviously you have an insurable interest. However, Only the Legal proprietor of the Property or the designated agent of the possessor can receive compensation for the property in the event of a covered property loss. Whether your insuring for liability only or you buy utter property coverage you must list the holder as an insured on the contract, Then Dad will be proud and blessed you were prudent enough to fully insure his and your interest in the vehicle he loaned you. List all drivers for liability purposes and list the possessor for property and liability interest. Another example would be almost every time we Rent A Car. When we purchase the daily insurance with the rental car we insure our liabilities in the use of Someone Else’s Vehicle. Yet another Example would be when a vehicle has been recently purchased and you are still in process of transferring the title. Naturally you can insure the vehicle so you can drive it while your working on the title transfer. Almost any Insurance agent can do this for you. You can not insure the property of another when no insurable interest exists. It would be unlawful to insure the property or life of another where the intent is to build up unduly from another persons loss. Nude in mind however that Insuring the car is one thing. Registering the vehicle with your state is another thing and you may have local regulations regarding vehicle registrations as related to auto insurance and the vehicles operation on public roads. Yet another reason to always list the vehicle possessor as an insured on the policy. Insurance laws vary state to state. In MA, no. Contact your agent.

What happens if insurance has lapsed with car harm before repossession?

Reaction .
You will have to pay the difference inbetween what the finance company gets when they sell the car and the ballance on the loan. All it means is that the finance Co would have gotten more for the car if it hadn’t been bruised so you would have owed less on the remander of the loan.

Can you insure a fresh car before purchase?

Yes .
In most states it is legally required that you have insurance on the vehicle before driving it off the lot.

Can you purchase car insurance before you own a car?

Yes you can have liability coverage to insure you while driving an auto you do not own.

If you buy a car how long before you need insurance?

Reaction From a Texas General Agent .
When financed, contractual obligations generally require utter coverage before you take possession of the vehicle..
The legal requirement for liability or Financial Responsibility starts the moment you or anyone you authorize to drive gets behind the wheel..
All vehicles operated on public roads are required to meet the financial responsibility requirements of your state.

Can you buy car insurance before you buy a car?

You can contact an agent and check on prices for a particular car. If shopping for a fresh car, you do have to be insured before you leave the lot. If you presently have car insurance, usually it will transfer to a fresh car, contact your agent so when do you have to have the insurance to buy the car ****************************************************** Nice information…….Thanks!

Do you have to have insurance on a car?

Yes, it is mandatory to have a car insurance if you own a car. Togain the right to drive on public roads, you need to get your carinsured before you make the purchase. Visit turtlemint to gothrough various options of car insurance.

Do you have to have car insurance?

You have to have car insurance which is a legalrequirement and with the right level of cover, provides financialprotection in the event of your vehicle being bruised. It will alsoprovide cover for injuries to other drivers, passengers orpedestrians, and their property.

Do you register a car before you insure it?

No. In the states that require auto insurance, proof of insurance must be provided when you register the car. Some state insurers report insurance electronically to the DMV. Most states require proof of insurance at the time you register your vehicle in the form of an insurance card or endorsement form from your insurer. However, states have different requirements both for proof of insurance and also for liability boundaries. Your insurance liability boundaries may not permit you to drive legally in every other state. As of June, 2010, Fresh Hampshire and Virginia are the only states that don’t have mandatory insurance laws. Virginia requires the uninsured motorist to pay a $500 fee at the time of registration and at every renewal date. If you get hit by a driver in those states you or your insurance company must pay for your damages and sue the uninsured driver.

Can you get car insurance before you get a car?

Can you get car insurance without a car?

Insurance without a CarNon Owners InsuranceYes, You can purchase Non-Owners Insurance, sometimes referred to as an Operators Policy or a Drivers Policy. It is not necessary to own a car to be insured to drive one. Blessed MotoringOther ReactionNo. The primary requirement of getting a car insurance is obviously with a car. And more to the point: Why would you want or need car insurance without a car? Yes you can; if you don’t have a car but drive a rental car or your friend’s car(s) then you can opt for non possessor’s insurance. Keep in mind that you may not need it; insurance goes after the car not the person so most auto insurance companies would accept the claim even if you were driving the car, not your friend.

What if you do not have car insurance?

Don’t drive. If you are stopped or have an accident you can lose your car and your license.

How do you buy car insurance before you buy the car?

It may not be necessary, I would wait til you know what the car is.

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When to insure a car?

Go ahead and insure the car when you very first purchase it. Most dealerships won’t let you leave the dealership without insurance very first. If the car is financed or leased, it needs to have “utter coverage” insurance, which means it needs Comp and Collision along with the Bodily Injury and Property Harm (and maybe PIP too). If you already have a car that has insurance and you purchase a fresh car (in Florida) you have automatic coverage for 14 days. This gives you slew of time to call your car insurance agent and add the fresh vehicle. In order to get your registration and tag, you will need to provide proof of insurance. This is also known as a Binder. Your insurance agent will Truss coverage for you when they collect money and submit your application to the insurance company. The company then has XX number of days to issue your policy or refund your money.

Can you get car insurance if you don’t have a car?

You can’t…but why would you? Car insurance is to protect a car. If you don’t have one, it doesn’t need to be protected.

Is your car insured?

I just got mine insured for pretty low, 99$ a month total coverage, however my car is a 99. Visit this site if you would like an auto quote for yourself https://www.free-auto-quote.com

Do you have to have insurance on a car before you can switch owners?

.
A vehicle can be titled without insurance, but must be insured before getting a tag or registration..
Exception: If a car still has a lien from a financing company, the car may have to be insured to switch owners.

Do you have to have a car license to have insurance on a car?

I am pretty sure you do not have to have a license to hold aninsurance policy. This may vary from state to state. But, recentlymy spouse was required to display proof of insurance in order to gethis license reinstated. So, I would say no, but it would be just aseasy to call an insurance company and ask. They know the laws. For any purchase of car insurance in Australia may it be a genericand required Compulsory Third-Party insurance or the comprehensivecar insurance, a driver’s license in the same state as the vehicleis situated should be on palm. The status of the license in termsof demerit points will determine the price of the CTP insurancethat needs to be purchase. For a fine resource about CTP, .

Can you get car insurance with out a car?

You can get whats called a named insurance policy with out having a car. This isn’t very common for individual insurance policies but there are companies out there that will provide it. Stick with a large national company and you should have no trouble getting a named operators policy. ResponseWhile the foregoing is essentially accurate, there are circumstances in which so-called “non-owners” coverage is necessary or required. An example is if you were in a collision that is your fault, and did not have liability coverage to pay for the other person’s damages. Depending upon the dollar amount of damages to the other person, your license may be suspended under your state’s “Financial Responsibility Law”. This is a law that most states have that requires owners and drivers to maintain a certain amount of liability insurance to pay for the damages caused to a third party. If you are at fault for the collision and do not have insurance or make arrangements to pay the damages, your license will be suspended until payment is made. Additionally, you will be required to get liability insurance in order to get back your license. The required insurance is usually considered high-risk, and is often referred to as an SR-22 (from the name of the form on which it is issued). It provides coverage regardless of the car that you drive, whereas “normal” liability insurance typically covers you only while driving the car shown on the policy.

Why have car insurance?

Car insurance is required by law, and it’s an expense a lot ofpeople would rather do without. Paying regularly for something thatyou don’t actually use on a regular basis – and may never use ifyou’re fortunate – can seem like it’s a money-making scam on the partof the insurance companies. The truth is that car insuranceis an investment that you are making in protecting yourself andyour future from the unexpected. It’s not a scam – and yes, youreally do need it. Havingcar insuranceis essential becauseit covers your expenses in the event ofvehicleharm orinjuries to other drivers, passengers or pedestrians. All motoristsmust beinsuredagainst their liability to other people, Youneed car insurance to protect not only yourself but anyone whohappens to be in the car with you.

Is Car insurance required if you have no car?

No, it isn’t usually required. But when you buy a car you have todo an insurance very first. So that you can’t face any problem infuture. Nowadays, there are so many insurance companies availablelike mymoneycomparison.com. But you have to choose the best one whoprovides you best policy based on your private circumstances &budget. Thanks.

Can you have insurance and not have a car?

Yes…this is called a “non owners insurance policy”. Not a lot of companies issue these but many of them do. If this type of policy is purchased, you are cover in any vehicle you drive.

Do you need car insurance on your current vechile before you trade it in?

if you are driving it , of course you do! When you go to trrade it in, the insurance will be transferred to your fresh vehicle and adjusted accordingly.

Can you get car insurance before you get a car?

Do you have to have car to get insurance?

No, you can get a named insured policy that just covers you and possible vehicles you may drive.

When you finance a car do you have to have insurance on it before you drive off the lot?

Absolutely! The dealer is not supposed to let the vehicle out of the lot unless proof of insurance is shown.

When can you get insurance on your car?

Hi, When you buy a car you have to do an insurance very first. So thatyou can’t face any problem in future. Nowadays, there are so manyinsurance companies available. But you have to choose the best onewho provides you best policy. I know a company My Money Comparison,which help consumers to compare a broad range of products &services to enable them to make more informed decisions based ontheir private circumstances & budget. Thanks.

Can you get car insurance on a friends car?

Insurance for a Friends car. Yes you can so long as you also schedule the proprietor as an insured. State Law requires that all Operators of motor vehicles on public roads carry proof of Financial Responsibility. That creates an Automatic legal Liability Interest and requirement in you and the vehicle your driving. The proprietor and any permitted operator have an interest in the insured status of the car. If You have permissive use from the holder of a vehicle, then obviously you have an insurable interest. However, Only the Legal proprietor of the Property or the designated agent of the holder can receive compensation for the property in the event of a covered property loss. Avoid any problems with legalities, the insuring contract or vehicle registration and inspection renewals, address owners and drivers. you should list both yourself and the decent holder and any lien holders as insureds on the application. Insurance Company underwriting guidelines require it. We have Customers regularly buy insurance for vehicles of relatives and friends. Just honestly disclose your situation up front. Don’t misrepresent, honestly disclose all risks and insure all the interested parties. You may have to make Two or Three calls before you find an Insurance Agent who knows how to appropriately address the risk but you should have no problems obtaining the adequate coverage. Failure to decently disclose all interested parties can void your insurance coverage. ReactionNo. The proprietor of the car is the only one with insurable interest so they have to have insurance on it. Also, the local DMV requires the title/registration name to match the name on the insurance policy.

Can you get car insurance when the car is totalled?

Ans 1 ) I’m not sure what you are asking. Why would you want to purchase an insurance policy on a car that has been rendered entirely worthless? On the other mitt, if you purchase adequate auto insurance coverage on the car before it gets totaled, then you will get compensation for the car. Ans Two ) Most companies ask a question if the vehicle you are insuring was “totalled” or salvaged before. if the reaction is yes, some companies suggest liability only for those vehicles.

Do I need Car insurance with no car?

Please think about it. It iscarinsurance. So you wont. While the previous reaction is correct, if you want to be able to drive another persons car, either YOU need insurance, or the holder of the car must have it insured for all drivers. I only say this because growing up I knew people without cars who would drive a friends car, and they had car insurance only so they could drive their friends car.

Why would you buy car insurance before buying a car?

I would purchase insurance before buying a specific car, but most polices want to know what car is insured so I would wait. Also, you will most likely need to have insurance to take possession of the vehicle.

When do you have to have car insurance?

If you are driving a car or have it parked on a public street or parking lot then it must have insurance

Can you get insurance before you have a car or license?

The cost of auto insurance depends on the model being covered, so you must know at least the kind of car you will buy before the policy becomes active. But you can work with the insurance company or agent to get everything in order so the insurance is ready to go as soon as you own the car. You don’t need a driver’s license to own a car, and thus to buy insurance, but you must have that license before you drive the car on public roads.

Where can you get a insurance for a car?

Hi, You can get an insurance for a car from insurance companieslike My Money Comparison. Nowadays, there are so many insurancecompanies available but you have to choose the best one whoprovides you best policy with affordable price. Hope you get soon.Thanks.

Does your car have to have insurance?

Yes, your car has to have insurance as long as it is meant for theroad. In almost every country, you are obligated by law to get acar insurance. A car insurance is required even if the car is notbeing used on the road. The only escape route from getting a carinsurance is if it has been officially proclaimed as ‘off the road’.But before going to choose any insurance company very first compareCheap Car Insurance Quote by mymoneycomparison.com. Hope all willbe benefited.

Why do you have to insure your car?

so if anyone steals the car you either get the same car back or a entirely fresh one that looks exactly like the one that was stolen

Can you get car insurance before you get a car?

Can you get insurance coverage if you have never possessed a car before?

The response has a duo of aspects. 1. One does not need to own a car in order to get auto liability coverage. Instead, you can get “non-owners coverage” which will provide liability coverage regardless of the car that you are driving. Such insurance does not provide physical harm coverage for the car, but does protect you from legal liability to another if you are negligent in the operation of the car that you are driving. Two. In order to get physical harm coverage on the carm you must have an “insurable interest” in it. This means that you must have a stake in the continued existence and value of the car. That can arise from ownership of it or the leasing of it. In the latter case, you are responsible for returning it in good physical condition; to that extent, you have an insurable interest.

How many car insurance quotes do you get before purchasing?

The number of car insurance quotes you get before purchasing depends the insurance companies that you go to and your familiarity with these companies. If you know the status of the companies well, either from friends and families or advertisement, then you should not need so much quote. You will very likely go get quotes on the insurance companies that you know will be good. If you have no clue, then you would need to get more quotes.

How much is car insurance for a car?

It depends on many factors, like type of car, type of insurance, age, practice, location, garaging, security features, driving history. All of these are taken into account. A fresh and inexperienced driver is likely to pay more insurance than the value of the vehicle being driven.

Do you have to have car INSURANCE before you CAN GET YOUR learners permit?

No. One has nothing to do with the other. You will have to have insurance on the vehicle before you drive it. You will also have to be aware of your state’s requirements limiting how you can drive with a learner’s permit. The insurance is normally on the vehicle and not the person so whoever wields the vehicle must have the insurance with you and anyone else who drives listed as drivers on the policy. Insurance laws vary among different states so be aware of the insurance requirements in your state. As a matter of utter disclosure, I own and operate a petite Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for Trio years.

Can you purchase car insurance with no car?

Non Owners InsuranceYes, You can, It’s called aNon Owners Insurance policy, also known as anOperators Policy , asopposed to a traditional Owners Policy. In the United States, a Non Owners Auto Insurance Policy is legalin all 50 states. You may have to shop around tho’ as the largerinsurers that you may be familiar with tend not to suggest non ownerscoverage. Some Insurance companies choose to do business withvehicle owners only or they just don’t think tere is enough moneyto be made from Non Owners. There are many people around the United States who do not own avehicle but do hold a drivers license and at times drive aborrowed or loaned vehicle. A non Owners Insurance Policy can provide that extra level ofsecurity as well as ensure that you are in compliance with yourstate law by having the adequate coverage when operating a motorvehicle on public roads. Other InputYes, but why? You would not be able to tag the car, register it,inspect it, and you couldn’t even drive it home. Because of the limitations involved, some dealers may not sell toyou without proof of insurance. Some companies in the UK at least, will insure a driver as opposedto a vehicle. Drivers that supply cars for example, have thistype of insurance. In this case you are also issued with a specialset of makeshift number plates. Actually “car insurance” has little to do with the car except forthe liability to a lien holder if financed. The insurance is basedon the driver’s record and driving history. Some states do permit aperson to purchase a liability policy when operating someone else’svehicle. Truck Driver’s have to have commercial insurance forcertain types of vehicles and mighty equipment. You may want tocheck with you local DMV to check the rules and regulations or evencontact an insurance agent that carries auto insurance. In regards to the very first response , the actually physical possessor of avehicle does not have to be the insured driver. The knuckle car Iowned (1964 1/Two Mustang==Thanks Mom) was wielded by my Mom. She didnot drive. I insured the car and registered the car. All I had toprove was that the car was insured for liability and collision.

Can your car get repo for no car insurance?

Yes, Almost every Auto finance note contains language that requires you to maintain “Total Coverage” Auto Insurance for the term of your finance note. It just part of the contract you agree and sign when you financed the car. This is to protect the finance company from a loss of the vehicle. Recall the finance company still possesses the vehicle until you pay it off. Failure to obey with the insurance requirements of the finance note you signed constitutes a default on your loan subjecting the borrower and the vehicle to whatever remedies are at the finance companies disposition, including repossession. If you act quickly, Are not behind on your car payments, Get your utter coverage insurance in place and pay the towing fees, Call the company and be nice with them and assure them that you understand your obligations with apologies for any oversight, Most finance companies will let you take the vehicle back and proceed paying your note.

Can you legally drive a car after buying it before you get it registered or insured?

It depends on your local law, but generally speaking you get a makeshift registration from the dealer. You will very likely have to showcase proof of insurance to get your permanent registration. If you already have insurance, usually your fresh car will be automatically be covered for some brief period of time under your existing policy, provided you notify your insurance company very first.

Do you have to have car insurance on a car that does not run?

No, you do not require to insure a vehicle if it is kept on your own property. Insurance is only available for cars that are roadworthy and not those in a garage, do not run etc;

Do you need auto insurance before you buy a car?

You are required to have at least Liability Coverage for the vehicle before ytou drive it off the lot!

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What do you have to have to get car insurance?

You will need the vin numbers on your vehicles, information on all the drivers and residents of the household, name and addresses of any leinholders that need to be notified, and just your address, phone numbers, etc.

Do i need to have car insurance before i can drive my car?

Of course you do. Most likely it is required by your state law but even if it is not a state law, you need the coverage in case you have an accident.

What should you consider before taking out classic car insurance?

Before taking out classic car insurance, you should very first consider making sure it is immovable up. Get a mechanic to look at it, repaint it if needed and get it appraised so that you can insure it for the right price.

Does the car you want to drive with learner insurance on it need to be insured elsewhere before you can drive it?

There is no such thing as learner insurance. Any vehicle you wish to drive must be insured if mandated by law in your State, Province, etc.

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